Most people in the world would love a great insurance rate. However, not everyone knows how to get one. If you are car shopping there are a few things to consider before you hit the car dealership lots looking for your next new family automobile.

Is a four door better than a two door?

A four door car can be better in regards to insurance rates, however that is not always the case. Some people think that a four door sedan is cheaper all the way around, but the four door you are looking at could be one of the top four doors that is stolen, which will make your rates higher. So be sure you do some investigating on that. Asking your insurance agent about a four door as opposed to a two door is a good idea. If you have a family often times a four door is easier to get in and out of rather than a two door. A two door car is ideal for a single person or a family of two.

Does the color of your auto matter when it comes to insurance rates?

This is a tricky question because some insurance companies actually do go by the color as well as the make and model of your auto. The insurance companies use statistics to determine their rates. How many accidents and what cars are stolen the most are key components when determining insurance rates. If you have questions or concerns about what evaluations are being done to figure out your insurance rates, please ask your insurance agent for an explanation.

No matter what, when it comes to your car insurance rates, always ask your agent for more help. The agents are all trained to have extensive knowledge when it comes to quoting you a rate. If you want to do the research yourself there are sites like
insurancerate.com that will give you the rates of many different insurance companies to allow you to compare rates before you buy.